Winning more by losing less with retirement investment savings
Is it possible to win more by losing less when it comes to your retirement investment savings? Well, it depends. But, if you’re close to or in the early years of your retirement, the answer could be yes.
read moreOctober 2019 Letter to Clients
October 2019 Hope has bred change again and again. To be hopeless is to disregard history. – Ava DuVernay DuVernay is a filmmaker whose directorial work includes Selma, the criminal justice documentary 13th and Disney’s A Wrinkle in Time, which made he …
read moreHow to give to charities from your IRA
A recent article in Nonprofit Quarterly suggests that “smaller and midlevel donors are slowly but surely disappearing — across the board, among all organizations.” Taking their place are larger gifts from the extremely well off.
read more“How to maximize your Social Security benefit” webinar recorded on 8/28/2019
https://register.gotowebinar.com/recording/390276451486119435
read moreJoin us: Maximize Your Social Security Benefits webinar, Wednesday, August 28, 2019 at 7:00pm (Eastern)
With thousands of complex rules and hundreds of claiming options, creating a plan of action for Social Security can be an overwhelming prospect — and one Social Security misstep could leave you missing out on hundreds of thousands of dollars over a lif …
read moreNew website highlights essential investor rights
A new website was launched today at investorrightsforum.com that brings together data and investor perspectives on the right to file shareholder proposals. The website is in response to proposed efforts to roll back those essential investor rights. …
read moreMistakes that can sabotage your retirement savings
Recently an older gentleman called our office in a bit of a panic. He asked if we could we see him right away. He didn’t say what it was about — only that it was urgent. He wasn’t a client, but, nevertheless, we allotted some time to meet with him that week. When he arrived, he brought a statement of his accounts from a major online stock trading platform. He was a do-it-yourself investor. Nothing wrong with that. But, before he turned his statement over to me, he declared with utmost confidence, “I believe marijuana is the future.”
read moreJuly 2019 Letter to Clients
July 2019 “Oh when I look back now / That summer seemed to last forever / And if I had the choice / Yeah, I’d always wanna be there / Those were the best days of my life…” “Summer Of ’69,” single by Bryan Adams, from his 1984 album Reckless As we wri …
read moreFamily, Money and Values
How to you talk with your children or grandchildren about money? How does your family’s relationship to money reflect your values? How can they learn to manifest those values through your assets? We invited attorney Zac Lamb with Ward & Smith, P.A. …
read moreDivorce and Social Security benefits
One of the darkest (but funniest) movies I’ve seen about divorce is “The War of the Roses.” My favorite line is when Michael Douglas’ character asks Kathleen Turner why she’s seeking a divorce and she responds, in that sultry voice: “Because. When I watch you eat, when I see you asleep, when I look at you lately, I just want to smash your face in.”
read moreBefore You Buy: Things to Consider About Hot New Stocks (Video)
Have I got a hot new stock tip for you! Alright. I’m kidding. (Kind of.) But if that first sentence caught your eye, then I bet something else has captured your attention, too. Recently, a flurry of new companies hit the public markets for the first ti …
read moreDiversify your tax bill in retirement
This tax season, as folks prepared returns under the new federal tax law, I’m hearing a range of experiences that remind me of an amusement park. That is, there are more ups and downs than the average rollercoaster.
read moreHSA investing pays for more than doctor visits. It could help in retirement
Can you say “triple tax-advantaged” five times fast? Me either. But, now that I have your attention, let me add a triple tax-advantaged tool to your arsenal — because anything triple tax-advantaged deserves an exclamation point (or two). Often referred to as an HSA, a health savings account is a (triple!) tax efficient way for individuals to save for health care expenses. And even though HSAs have been around for a while now (they were created as part of the Medicare Modernization Act of 2003), I still find that many people who might benefit from HSAs know little about them.
read more10 retirement milestones you should know
If you’re between the ages of 50 and 70½, and one of your New Year’s resolutions is to do a better job of planning for your financial future, then this column is for you. If you’re not quite there, age-wise, this is still for you; with healthy living — sprinkled with a dash of luck — you’ll reach these important milestones for making key financial choices
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