Divorce and Social Security benefits

Bray Creech, MBA, CPA, CFP®
Citizen Times — June 17, 2019

One of the darkest (but funniest) movies I’ve seen about divorce is “The War of the Roses.” My favorite line is when Michael Douglas’ character asks Kathleen Turner why she’s seeking a divorce and she responds, in that sultry voice: “Because. When I watch you eat, when I see you asleep, when I look at you lately, I just want to smash your face in.”

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Before You Buy: Things to Consider About Hot New Stocks (Video)

Bray Creech, MBA, CPA, CFP®
— May 19, 2019

Have I got a hot new stock tip for you! Alright. I’m kidding. (Kind of.) But if that first sentence caught your eye, then I bet something else has captured your attention, too. Recently, a flurry of new companies hit the public markets for the first ti …

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Diversify your tax bill in retirement

Bray Creech, MBA, CPA, CFP®
Asheville Citizen Times — April 21, 2019

This tax season, as folks prepared returns under the new federal tax law, I’m hearing a range of experiences that remind me of an amusement park. That is, there are more ups and downs than the average rollercoaster.

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HSA investing pays for more than doctor visits. It could help in retirement

Bray Creech, MBA, CPA, CFP®
Asheville Citizen Times — March 3, 2019

Can you say “triple tax-advantaged” five times fast? Me either. But, now that I have your attention, let me add a triple tax-advantaged tool to your arsenal — because anything triple tax-advantaged deserves an exclamation point (or two). Often referred to as an HSA, a health savings account is a (triple!) tax efficient way for individuals to save for health care expenses. And even though HSAs have been around for a while now (they were created as part of the Medicare Modernization Act of 2003), I still find that many people who might benefit from HSAs know little about them.

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10 retirement milestones you should know

Bray Creech, MBA, CPA, CFP®
Asheville Citizen Times — January 27, 2019

If you’re between the ages of 50 and 70½, and one of your New Year’s resolutions is to do a better job of planning for your financial future, then this column is for you. If you’re not quite there, age-wise, this is still for you; with healthy living — sprinkled with a dash of luck — you’ll reach these important milestones for making key financial choices

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