Investment advice: All about 529 plans, just in time for National College Savings Day on May 29

Bray Creech, MBA, CPA, CFP®
— May 23, 2021

I’m at the age where many of my old college friends now have kids who are headed off to college themselves. If you can tell me where all the time has gone, I’d appreciate it.

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Financial tips for the twenty-somethings in your life

Bray Creech, MBA, CPA, CFP®
— April 18, 2021

Recently, I spoke with a 27-year-old who works at a local manufacturing company. Our office helps to manage his employer’s 401(k) plan, and, on this particular occasion, he called to discuss a recent case of FOMO, or the “fear of missing out.” He expre …

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Why you should consider giving to charities from your IRA

Bray Creech, MBA, CPA, CFP®
— March 7, 2021

$27,800: That’s the standard deduction in 2021 for a married couple, both over age 65, filing jointly. Because that number is so high this year, most folks are no longer able to itemize their charitable contributions. If you’re like most people I know, …

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Remembering Sylvia Porter

Bray Creech, MBA, CPA, CFP®
— March 5, 2021

For more than 50 years, Sylvia Porter was a financial columnist who dispensed middle-class investment advice. She began her career in the 1930s under the byline S.F. Porter to conceal that she was a woman, but in time she began to use her full name, wh …

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Consider investing in target-date retirement funds

Bray Creech, MBA, CPA, CFP®
— January 24, 2021

Recently, a man in his early 50s asked me to review his retirement plan. A senior manager at a large employer, he had just paid off all of his debts and set his sights on saving and investing for a successful retirement at age 70. So far, so good. But …

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